{"id":799,"date":"2025-09-16T09:31:37","date_gmt":"2025-09-16T09:31:37","guid":{"rendered":"https:\/\/martinfortuna.si\/zlato\/?page_id=799"},"modified":"2026-02-04T18:21:01","modified_gmt":"2026-02-04T18:21:01","slug":"nalozbeno-zlato","status":"publish","type":"page","link":"https:\/\/martinfortuna.si\/zlato\/nalozbeno-zlato\/","title":{"rendered":"Nalo\u017ebeno zlato: vrste, prednosti, tveganja in strategija (vodnik) | Martin Fortuna"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"799\" class=\"elementor elementor-799\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1810b45 elementor-hidden-desktop elementor-hidden-tablet e-flex e-con-boxed e-con e-child\" data-id=\"1810b45\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d4f7dde elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-text-editor\" data-id=\"d4f7dde\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Cena zlata:<\/b> kako jo zni\u017eate in dobite ve\u010d gramov zlata za isti denar. <a href=\"https:\/\/www.umetnostbogastva.com\/10x-vec-landing\/\"><b><u>Preverite tuka<\/u><\/b>j.<\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-35e9915f elementor-section-content-middle elementor-reverse-mobile elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"35e9915f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6e004433\" data-id=\"6e004433\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-654c48d9 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"654c48d9\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3049ea6b\" data-id=\"3049ea6b\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c1553f7 elementor-widget elementor-widget-heading\" data-id=\"7c1553f7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\"><b>Nalo\u017ebeno zlato:<\/b> popoln vodi\u010d za varno kupovanje, hranjenje in prodajo<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-130b2a2c elementor-widget elementor-widget-text-editor\" data-id=\"130b2a2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nalo\u017ebeno zlato so kovanci in palice visoke \u010distine (obi\u010dajno 999,9). V EU je praviloma\u00a0<strong>opro\u0161\u010deno DDV<\/strong>\u00a0(preverite pri prodajalcu\/dav\u010dnem svetovalcu). Za dolgoro\u010dno za\u0161\u010dito premo\u017eenja mnogi namenijo\u00a0<strong>5\u201310 % portfelja<\/strong>, kupujejo postopno (DCA) in periodi\u010dno rebalansirajo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d4b3c4a elementor-hidden-mobile elementor-widget elementor-widget-text-editor\" data-id=\"d4b3c4a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>\u0160e<\/b> <b>vedno<\/b><b> ne <\/b><b>veste<\/b><b>, <\/b><b>kje<\/b> <b>kupiti<\/b><b>?<\/b><b> Kje lahko za isti denar dobite ve\u010d zlata? <\/b><a href=\"https:\/\/www.umetnostbogastva.com\/10x-vec-landing\/\"><u><b>Preverite tukaj<\/b><\/u><b>.<\/b><\/a><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-43f64618 elementor-section-content-middle elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"43f64618\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-556c272d\" data-id=\"556c272d\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-c522065 elementor-widget elementor-widget-text-editor\" data-id=\"c522065\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><b>Trenutna cena zlata<\/b><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f89842e elementor-widget elementor-widget-shortcode\" data-id=\"f89842e\" data-element_type=\"widget\" data-widget_type=\"shortcode.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-shortcode\"><!-- TradingView Widget BEGIN -->\n<div class=\"tradingview-widget-container\">\n  <div class=\"tradingview-widget-container__widget\"><\/div>\n  <div class=\"tradingview-widget-copyright\"><a href=\"https:\/\/www.tradingview.com\/symbols\/XAUEUR\/?exchange=FOREXCOM\" rel=\"noopener nofollow\" target=\"_blank\"><span class=\"blue-text\">XAUEUR quote<\/span><\/a><span class=\"trademark\">&nbsp;by TradingView<\/span><\/div>\n  <script type=\"text\/javascript\" src=\"https:\/\/s3.tradingview.com\/external-embedding\/embed-widget-symbol-overview.js\" async>\n  {\n  \"lineWidth\": 2,\n  \"lineType\": 0,\n  \"chartType\": \"area\",\n  \"fontColor\": \"rgb(106, 109, 120)\",\n  \"gridLineColor\": \"rgba(46, 46, 46, 0.06)\",\n  \"volumeUpColor\": \"rgba(34, 171, 148, 0.5)\",\n  \"volumeDownColor\": \"rgba(247, 82, 95, 0.5)\",\n  \"backgroundColor\": \"#ffffff\",\n  \"widgetFontColor\": \"#0F0F0F\",\n  \"upColor\": \"#22ab94\",\n  \"downColor\": \"#f7525f\",\n  \"borderUpColor\": \"#22ab94\",\n  \"borderDownColor\": \"#f7525f\",\n  \"wickUpColor\": \"#22ab94\",\n  \"wickDownColor\": \"#f7525f\",\n  \"colorTheme\": \"light\",\n  \"isTransparent\": false,\n  \"locale\": \"en\",\n  \"chartOnly\": false,\n  \"scalePosition\": \"right\",\n  \"scaleMode\": \"Normal\",\n  \"fontFamily\": \"-apple-system, BlinkMacSystemFont, Trebuchet MS, Roboto, Ubuntu, sans-serif\",\n  \"valuesTracking\": \"1\",\n  \"changeMode\": \"price-and-percent\",\n  \"symbols\": [\n    [\n     \"FOREXCOM:XAUEUR|1M\"\n    ]\n  ],\n  \"dateRanges\": [\n    \"1d|1\",\n    \"1m|30\",\n    \"3m|60\",\n    \"12m|1D\",\n    \"60m|1W\",\n    \"all|1M\"\n  ],\n  \"fontSize\": \"10\",\n  \"headerFontSize\": \"medium\",\n  \"autosize\": false,\n  \"width\": \"100%\",\n  \"height\": 500,\n  \"noTimeScale\": false,\n  \"hideDateRanges\": false,\n  \"hideMarketStatus\": false,\n  \"hideSymbolLogo\": false\n}\n  <\/script>\n<\/div>\n<!-- TradingView Widget END --><\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6dac1339 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6dac1339\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2350df1\" data-id=\"2350df1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-89d8aad elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"89d8aad\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-1ba2f9a elementor-invisible\" data-id=\"1ba2f9a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-cd6418b elementor-widget elementor-widget-heading\" data-id=\"cd6418b\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><b>Cena zlata - ste zamudili 2x rast?<\/b><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-a4caf0e elementor-widget elementor-widget-text-editor\" data-id=\"a4caf0e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tS temi informacijami lahko za isti denar <b>dobite tudi 50% ali ve\u010d zlata<\/b>. Pridobite informacije s strani strokovnjaka za plemenite kovine <a href=\"https:\/\/martinfortuna.si\/zlato\/vec-gramov-zlata\/\"><b><u>TUKAJ<\/u><\/b>.<\/a>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2fa72aa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2fa72aa\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-86bcacc\" data-id=\"86bcacc\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-68d918f elementor-reverse-mobile elementor-section-full_width elementor-reverse-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"68d918f\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-51e602c\" data-id=\"51e602c\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b0425d1 elementor-widget elementor-widget-heading\" data-id=\"b0425d1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Kaj je <b>nalo\u017ebeno <\/b>zlato?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-092b747 elementor-widget elementor-widget-text-editor\" data-id=\"092b747\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Nalo\u017ebeno zlato so kovanci in palice visoke \u010distine (obi\u010dajno 999,9). V EU je praviloma <b>opro\u0161\u010deno DDV<\/b> (preverite pri prodajalcu\/dav\u010dnem svetovalcu). Za dolgoro\u010dno za\u0161\u010dito premo\u017eenja mnogi namenijo <b>5\u201310 % portfelja<\/b>, kupujejo postopno (DCA) in periodi\u010dno rebalansirajo.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8e157b1 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8e157b1\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 56c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m0-48C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 168c-44.183 0-80 35.817-80 80s35.817 80 80 80 80-35.817 80-80-35.817-80-80-80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Palice\/plo\u0161\u010dice<\/b> s \u010distino praviloma \u2265 999,5 (24k), pogosto v zavarovani blister embala\u017ei s certifikatom.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 56c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m0-48C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 168c-44.183 0-80 35.817-80 80s35.817 80 80 80 80-35.817 80-80-35.817-80-80-80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Kovanci <\/b>standardnih te\u017e (npr. 1 oz) \u2013 Philharmoniker, Maple Leaf, Britannia, Krugerrand, American Eagle, Kangaroo.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 56c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m0-48C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 168c-44.183 0-80 35.817-80 80s35.817 80 80 80 80-35.817 80-80-35.817-80-80-80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Spot cena \u2260 maloprodajna cena:<\/b> v trgovini pla\u010da\u0161 premijo (mar\u017ea, kovanje, logistika); pri odkupu obstaja spread.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-c70560f elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"c70560f\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7033240\" data-id=\"7033240\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-d1042ec elementor-reverse-mobile elementor-section-full_width elementor-reverse-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"d1042ec\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-a8351e1\" data-id=\"a8351e1\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d6bf815 elementor-widget elementor-widget-heading\" data-id=\"d6bf815\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Nakup nalo\u017ebenega zlata: kovanci ali palice?<\/b> Primerjava stro\u0161kov in likvidnosti<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-36deee6 elementor-widget elementor-widget-html\" data-id=\"36deee6\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<section class=\"mf-table-wrap\">\r\n  <div class=\"mf-table\">\r\n    <table>\r\n      <thead>\r\n        <tr>\r\n          <th><\/th>\r\n          <th>Kovanci (1 oz)<\/th>\r\n          <th>Palice<\/th>\r\n        <\/tr>\r\n      <\/thead>\r\n      <tbody>\r\n        <tr>\r\n          <td data-label=\"\">Premija nad spot<\/td>\r\n          <td data-label=\"Kovanci (1 oz)\">Obi\u010dajno nizka\u2013srednja<\/td>\r\n          <td data-label=\"Palice\">Nizka pri ve\u010djih (250 g, 500 g, 1 kg); visoka pri malih (1\u201310 g)<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td data-label=\"\">Likvidnost<\/td>\r\n          <td data-label=\"Kovanci (1 oz)\">Zelo visoka (globalno prepoznavni)<\/td>\r\n          <td data-label=\"Palice\">Visoka; manj fleksibilna prodaja velikih enot<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td data-label=\"\">Avtentikacija<\/td>\r\n          <td data-label=\"Kovanci (1 oz)\">Visoka prepoznavnost, a tar\u010da ponaredkov<\/td>\r\n          <td data-label=\"Palice\">Serijske \u0161t., certifikati, originalna embala\u017ea pomaga<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td data-label=\"\">Za koga?<\/td>\r\n          <td data-label=\"Kovanci (1 oz)\">Za prvi nakup in postopno gradnjo<\/td>\r\n          <td data-label=\"Palice\">Za ve\u010dje zneske, optimizacija premije<\/td>\r\n        <\/tr>\r\n      <\/tbody>\r\n    <\/table>\r\n  <\/div>\r\n<\/section>\r\n\r\n<style>\r\n  :root { --border:#e0e0e0; --thead:#f6f6f6; }\r\n\r\n  \/* Full-bleed ovitek (rob do roba na mobitelu) *\/\r\n  @media (max-width: 768px){\r\n    .mf-table-wrap{\r\n      width:100vw;\r\n      margin-left:calc(50% - 50vw);\r\n      margin-right:calc(50% - 50vw);\r\n    }\r\n    body { overflow-x:hidden; }\r\n  }\r\n\r\n  .mf-table table{\r\n    width:100%;\r\n    border-collapse:collapse;\r\n    font-family:system-ui, Arial, sans-serif;\r\n    line-height:1.55;\r\n    background:#fff;\r\n  }\r\n  .mf-table th, .mf-table td{\r\n    border:1px solid var(--border);\r\n    padding:12px 14px;\r\n    text-align:left;\r\n    vertical-align:top;\r\n  }\r\n  .mf-table thead th{ background:var(--thead); font-weight:700; }\r\n  .mf-table tbody tr:nth-child(even){ background:#fafafa; }\r\n\r\n  \/* Mobilni pogled: \u201ckartice\u201d *\/\r\n  @media (max-width: 768px){\r\n    .mf-table table, .mf-table thead, .mf-table tbody, .mf-table th, .mf-table td, .mf-table tr { display:block; }\r\n    .mf-table thead { display:none; }\r\n    .mf-table tbody tr{\r\n      border:1px solid var(--border);\r\n      background:#fff;\r\n      border-radius:10px;\r\n      margin:10px 0;\r\n      padding:8px;\r\n    }\r\n    .mf-table td{\r\n      border:none;\r\n      border-bottom:1px solid var(--border);\r\n      padding:10px 12px;\r\n    }\r\n    .mf-table td:last-child{ border-bottom:none; }\r\n\r\n    \/* prika\u017ei \u201coznako stolpca\u201d pred vrednostjo *\/\r\n    .mf-table td[data-label]::before{\r\n      content: attr(data-label);\r\n      display:block;\r\n      font-weight:700;\r\n      color:#333;\r\n      margin-bottom:4px;\r\n    }\r\n  }\r\n<\/style>\r\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6fb5562 elementor-widget elementor-widget-text-editor\" data-id=\"6fb5562\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<section id=\"kovanci-vs-palice\" aria-labelledby=\"h2-kvp\"><p><strong>Priporo\u010dilo:<\/strong>\u00a0Za za\u010detek 1 oz kovanci (likvidnost); pri ve\u010djih zneskih dodaj ve\u010dje palice za ni\u017eje premije.<\/p><\/section><section id=\"kakovost\" aria-labelledby=\"h2-lbma\"><\/section>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7123fde elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7123fde\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-a5ac921\" data-id=\"a5ac921\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-49a5213 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"49a5213\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-66ed351\" data-id=\"66ed351\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5e0ac31 elementor-widget elementor-widget-heading\" data-id=\"5e0ac31\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Stro\u0161ki: premija, spread, hramba in zavarovanje<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5a21a46 elementor-widget elementor-widget-text-editor\" data-id=\"5a21a46\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\tKon\u010dna donosnost je odvisna od celotnih stro\u0161kov:\n\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-2b4c7bb elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"2b4c7bb\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-41c4d38 elementor-invisible\" data-id=\"41c4d38\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-9e8577e elementor-widget elementor-widget-heading\" data-id=\"9e8577e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><b>1. Premija <\/b><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1c0dce elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e1c0dce\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">(nad spot ceno) \u2013 ni\u017eja pri ve\u010djih enotah in popularnih kovancih.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-a05cefd elementor-invisible\" data-id=\"a05cefd\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7fea521 elementor-widget__width-initial elementor-widget elementor-widget-heading\" data-id=\"7fea521\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><span style=\"font-weight: 700\">2. <\/span><b>Spread <\/b><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4ff99d5 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"4ff99d5\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">razlika med nakupno in odkupno ceno pri trgovcu.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5c58f8a elementor-invisible\" data-id=\"5c58f8a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-d0271df elementor-widget elementor-widget-heading\" data-id=\"d0271df\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><b>3. Hramba <\/b><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5fd3050 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"5fd3050\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">doma\u010di\/zasebni sef, ban\u010dni sef, alocirana hramba (npr. \u0160vica).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-25 elementor-inner-column elementor-element elementor-element-5f64f4a elementor-invisible\" data-id=\"5f64f4a\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;animation&quot;:&quot;fadeInRight&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-22152df elementor-widget elementor-widget-heading\" data-id=\"22152df\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\"><b>4. Zavarovanje <\/b><\/h5>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e955692 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e955692\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">kraja, po\u017ear, voda; vrednosti redno posodabljaj.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-25d3865 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"25d3865\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-32a0f4a\" data-id=\"32a0f4a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-1b25221 elementor-reverse-mobile elementor-section-full_width elementor-reverse-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"1b25221\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-ed2b338\" data-id=\"ed2b338\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7a9acd1 elementor-widget elementor-widget-heading\" data-id=\"7a9acd1\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Hramba <\/b>in <b>zavarovanje <\/b>(dom, sef, \u0160vica)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0cc1ef3 elementor-widget elementor-widget-html\" data-id=\"0cc1ef3\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<section class=\"mf-table-wrap\">\r\n  <div class=\"mf-table\" role=\"region\" aria-label=\"Mo\u017enosti hrambe zlata\">\r\n    <table>\r\n      <thead>\r\n        <tr>\r\n          <th>Mo\u017enost<\/th>\r\n          <th>Prednosti<\/th>\r\n          <th>Slabosti<\/th>\r\n        <\/tr>\r\n      <\/thead>\r\n      <tbody>\r\n        <tr>\r\n          <td data-label=\"Mo\u017enost\">Doma\u010di sef<\/td>\r\n          <td data-label=\"Prednosti\">Hiter dostop, diskretnost<\/td>\r\n          <td data-label=\"Slabosti\">Varnostni rizik; uredi zavarovanje<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td data-label=\"Mo\u017enost\">Ban\u010dni\/zasebni sef<\/td>\r\n          <td data-label=\"Prednosti\">Visoka varnost<\/td>\r\n          <td data-label=\"Slabosti\">Odpiralni \u010dasi, najemnina<\/td>\r\n        <\/tr>\r\n        <tr>\r\n          <td data-label=\"Mo\u017enost\">Alocirana hramba (npr. \u0160vica)<\/td>\r\n          <td data-label=\"Prednosti\">Najvi\u0161ja varnost, zapis serijskih \u0161t., mo\u017enost revizije<\/td>\r\n          <td data-label=\"Slabosti\">Letni stro\u0161ki, oddaljenost<\/td>\r\n        <\/tr>\r\n      <\/tbody>\r\n    <\/table>\r\n  <\/div>\r\n<\/section>\r\n\r\n<style>\r\n  :root { --border:#e0e0e0; --thead:#f6f6f6; }\r\n\r\n  \/* Optional: full-bleed on mobile (edge-to-edge even inside boxed container) *\/\r\n  @media (max-width: 768px){\r\n    .mf-table-wrap{\r\n      width:100vw;\r\n      margin-left:calc(50% - 50vw);\r\n      margin-right:calc(50% - 50vw);\r\n    }\r\n    body { overflow-x: hidden; }\r\n  }\r\n\r\n  .mf-table table{\r\n    width:100%;\r\n    border-collapse:collapse;\r\n    font-family:system-ui, Arial, sans-serif;\r\n    line-height:1.55;\r\n    background:#fff;\r\n  }\r\n  .mf-table th, .mf-table td{\r\n    border:1px solid var(--border);\r\n    padding:12px 14px;\r\n    text-align:left;\r\n    vertical-align:top;\r\n  }\r\n  .mf-table thead th{ background:var(--thead); font-weight:700; }\r\n  .mf-table tbody tr:nth-child(even){ background:#fafafa; }\r\n\r\n  \/* Mobile: turn rows into cards *\/\r\n  @media (max-width: 768px){\r\n    .mf-table table, .mf-table thead, .mf-table tbody,\r\n    .mf-table th, .mf-table td, .mf-table tr { display:block; }\r\n    .mf-table thead { display:none; }\r\n    .mf-table tbody tr{\r\n      border:1px solid var(--border);\r\n      background:#fff;\r\n      border-radius:10px;\r\n      margin:10px 0;\r\n      padding:8px;\r\n    }\r\n    .mf-table td{\r\n      border:none;\r\n      border-bottom:1px solid var(--border);\r\n      padding:10px 12px;\r\n    }\r\n    .mf-table td:last-child{ border-bottom:none; }\r\n    .mf-table td::before{\r\n      content: attr(data-label);\r\n      display:block;\r\n      font-weight:700;\r\n      color:#333;\r\n      margin-bottom:4px;\r\n    }\r\n  }\r\n<\/style>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d7b1e52 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"d7b1e52\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-1905c9f\" data-id=\"1905c9f\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-59673d2 elementor-reverse-mobile elementor-section-full_width elementor-reverse-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"59673d2\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-f0ea116\" data-id=\"f0ea116\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-f81b64a elementor-widget elementor-widget-heading\" data-id=\"f81b64a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Strategija:<\/b> kolik\u0161en dele\u017e v zlatu, kdaj kupovati<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7e4862a elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"7e4862a\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 56c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m0-48C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 168c-44.183 0-80 35.817-80 80s35.817 80 80 80 80-35.817 80-80-35.817-80-80-80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Dele\u017e v portfelju:<\/b> pogosto 5\u201310 % (odvisno od ciljev in tolerance do tveganja).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 56c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m0-48C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 168c-44.183 0-80 35.817-80 80s35.817 80 80 80 80-35.817 80-80-35.817-80-80-80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>DCA:<\/b> postopni nakupi zmanj\u0161ajo tveganje slabega \u201ctiminga\u201d.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 56c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m0-48C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 168c-44.183 0-80 35.817-80 80s35.817 80 80 80 80-35.817 80-80-35.817-80-80-80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Rebalansiranje:<\/b> ko dele\u017e prese\u017ee ciljni %, prese\u017eek preusmeri drugam.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-cd98253 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"cd98253\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-120f1e6\" data-id=\"120f1e6\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-65e41f7 elementor-reverse-mobile elementor-section-full_width elementor-reverse-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"65e41f7\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-20ab42a\" data-id=\"20ab42a\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b78f39e elementor-widget elementor-widget-heading\" data-id=\"b78f39e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Kalkulator:<\/b> kolik\u0161en znesek nameniti zlatu<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8bb7543 elementor-widget elementor-widget-html\" data-id=\"8bb7543\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<!DOCTYPE html>\r\n<html lang=\"sl\">\r\n<head>\r\n  <meta charset=\"UTF-8\" \/>\r\n  <meta name=\"viewport\" content=\"width=device-width, initial-scale=1\" \/>\r\n  <title>Kalkulator: kolik\u0161en znesek nameniti zlatu<\/title>\r\n  <style>\r\n    :root { --brand:#b49732; --border:#e6e6e6; }\r\n    *{box-sizing:border-box}\r\n    body{font-family:system-ui,Arial,sans-serif;margin:24px;color:#222;line-height:1.55}\r\n    h1{font-size:2.6rem;margin:0 0 14px}\r\n    .wrap{max-width:1100px}\r\n    .row{display:flex;gap:16px;align-items:center;flex-wrap:wrap}\r\n    label{font-weight:700; white-space:nowrap}\r\n    input{\r\n      flex:1; min-width:220px; padding:12px 14px; font-size:1rem;\r\n      border:1px solid var(--border); border-radius:14px;\r\n      background:#fff; outline:none;\r\n    }\r\n    input:focus{box-shadow:0 0 0 3px rgba(180,151,50,.15)}\r\n    .btn{\r\n      padding:14px 22px; border:0; border-radius:999px; cursor:pointer;\r\n      background:var(--brand); color:#fff; font-weight:800;\r\n    }\r\n    .btn:hover{filter:brightness(.95)}\r\n    .result{\r\n      margin-top:16px; font-weight:800; font-size:1.4rem;\r\n    }\r\n    .muted{color:#666}\r\n  <\/style>\r\n<\/head>\r\n<body>\r\n  <div class=\"wrap\">\r\n  \r\n\r\n    <form class=\"row\" onsubmit=\"event.preventDefault(); izracun();\">\r\n      <label for=\"portfelj\">Vrednost portfelja (\u20ac)<\/label>\r\n      <input id=\"portfelj\" type=\"text\" inputmode=\"decimal\" placeholder=\"npr. 5000\">\r\n\r\n      <label for=\"delez\">Ciljni dele\u017e v zlatu (%)<\/label>\r\n      <input id=\"delez\" type=\"text\" inputmode=\"decimal\" placeholder=\"npr. 5\">\r\n\r\n      <button class=\"btn\" type=\"submit\">Izra\u010dunaj<\/button>\r\n    <\/form>\r\n\r\n    <div id=\"out\" class=\"result\" style=\"display:none;\">\r\n      Znesek za zlato: <span id=\"rezultat\"><\/span>\r\n      <div id=\"note\" class=\"muted\" style=\"font-weight:500;margin-top:6px;\"><\/div>\r\n    <\/div>\r\n  <\/div>\r\n\r\n  <script>\r\n    const fmtEUR = n => Number(n).toLocaleString(\"sl-SI\",{style:\"currency\",currency:\"EUR\",maximumFractionDigits:2});\r\n\r\n    \/\/ podpira vejico\/piko in ignorira presledke\r\n    function parseNum(v){\r\n      if (typeof v !== 'string') v = String(v ?? '');\r\n      v = v.replace(\/\\.\/g,'').replace(\/\\s+\/g,''); \/\/ odstrani tiso\u010dice z . ali presledki\r\n      v = v.replace(',', '.');                    \/\/ decimalka kot pika\r\n      const x = parseFloat(v);\r\n      return Number.isFinite(x) ? x : NaN;\r\n    }\r\n\r\n    function izracun(){\r\n      const p = parseNum(document.getElementById('portfelj').value);\r\n      const d = parseNum(document.getElementById('delez').value);\r\n\r\n      if (!Number.isFinite(p) || p <= 0) { alert('Vnesite veljavno vrednost portfelja.'); return; }\r\n      if (!Number.isFinite(d) || d < 0 || d > 100) { alert('Vnesite dele\u017e med 0 in 100 %.'); return; }\r\n\r\n      const znesek = p * (d\/100);\r\n\r\n      document.getElementById('rezultat').textContent = fmtEUR(znesek);\r\n      document.getElementById('note').textContent = `Izra\u010dun: ${fmtEUR(p)} \u00d7 ${d.toLocaleString('sl-SI')}%`;\r\n      document.getElementById('out').style.display = 'block';\r\n      document.getElementById('out').scrollIntoView({behavior:'smooth', block:'center'});\r\n    }\r\n  <\/script>\r\n<\/body>\r\n<\/html>\r\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ed0c275 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"ed0c275\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-bcd2adf\" data-id=\"bcd2adf\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-59e7274 elementor-section-full_width elementor-section-height-default elementor-section-height-default\" data-id=\"59e7274\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2d26f75 elementor-invisible\" data-id=\"2d26f75\" data-element_type=\"column\" data-settings=\"{&quot;animation&quot;:&quot;fadeInDown&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c072bd6 e-flex e-con-boxed e-con e-parent\" data-id=\"c072bd6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34ac29b e-transform elementor-widget__width-initial elementor-hidden-mobile elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"34ac29b\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;],&quot;motion_fx_motion_fx_mouse&quot;:&quot;yes&quot;,&quot;motion_fx_mouseTrack_effect&quot;:&quot;yes&quot;,&quot;motion_fx_mouseTrack_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;0.7&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;1.3&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"a\" width=\"42.2661\" height=\"37.4556\" viewBox=\"0 0 42.2661 37.4556\"><path d=\"M22.103,37.4556h-1.939c-.5449-2.1475-1.2881-4.1709-2.21-6.0127-1.8452-3.6904-4.3853-6.6318-7.5498-8.7422-2.002-1.334-4.2778-2.3457-6.7656-3.0068l-3.6387-.9668,3.6387-.9658c2.4868-.6606,4.7632-1.6719,6.7656-3.0068,3.1641-2.1099,5.7036-5.0508,7.5488-8.7417h0c.9214-1.8423,1.6646-3.8652,2.2095-6.0127h1.9385c.5459,2.1499,1.2891,4.1729,2.21,6.0127,1.8447,3.6904,4.3848,6.6318,7.5498,8.7417,2.0029,1.335,4.2793,2.3467,6.7656,3.0068l3.6396,.9658-3.6396,.9668c-2.4863,.6611-4.7627,1.6719-6.7656,3.0068-3.1641,2.1104-5.7041,5.0518-7.5488,8.7422-.9209,1.8428-1.665,3.8652-2.209,6.0127ZM7.0894,18.7275c1.5776,.6265,3.0581,1.3979,4.4243,2.3091,3.4575,2.3057,6.2266,5.5059,8.2295,9.5117,.5171,1.0342,.9814,2.1201,1.3901,3.249,.4082-1.1289,.873-2.2148,1.3896-3.249,2.002-4.0059,4.7705-7.2061,8.2285-9.5117,1.3672-.9111,2.8477-1.6831,4.4248-2.3091-1.5781-.626-3.0586-1.3979-4.4248-2.3091-3.458-2.3057-6.2266-5.5054-8.2295-9.5112-.5166-1.0332-.9814-2.1191-1.3901-3.249-.4082,1.1289-.8726,2.2148-1.3896,3.249h0c-2.0029,4.0059-4.771,7.2061-8.2285,9.5112-1.3667,.9111-2.8472,1.6831-4.4243,2.3091Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-29fcc7b e-con-full e-flex e-con e-child\" data-id=\"29fcc7b\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-49a0eea elementor-widget elementor-widget-heading\" data-id=\"49a0eea\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<p class=\"elementor-heading-title elementor-size-default\">brezpla\u010den webinar<\/p>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6554e80 elementor-widget elementor-widget-heading\" data-id=\"6554e80\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Zlato ali srebro? Katero se zdaj bolj spla\u010da? <\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4a52c2c elementor-widget elementor-widget-text-editor\" data-id=\"4a52c2c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Katero ima <b>ve\u010dji <\/b>potencial?<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e66a539 elementor-align-center elementor-mobile-align-center elementor-invisible elementor-widget elementor-widget-button\" data-id=\"e66a539\" data-element_type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInUp&quot;}\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm elementor-animation-grow\" href=\"https:\/\/martinfortuna.si\/zlato\/vec-gramov-zlata\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">IZVESTE TUKAJ<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-015eaf5 e-transform elementor-widget__width-initial elementor-widget-mobile__width-initial elementor-view-default elementor-widget elementor-widget-icon\" data-id=\"015eaf5\" data-element_type=\"widget\" data-settings=\"{&quot;motion_fx_motion_fx_scrolling&quot;:&quot;yes&quot;,&quot;motion_fx_devices&quot;:[&quot;desktop&quot;],&quot;motion_fx_motion_fx_mouse&quot;:&quot;yes&quot;,&quot;motion_fx_mouseTrack_effect&quot;:&quot;yes&quot;,&quot;motion_fx_mouseTrack_direction&quot;:&quot;negative&quot;,&quot;motion_fx_mouseTrack_speed&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;0.7&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;1.3&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;_transform_scale_effect_hover_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"icon.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-icon-wrapper\">\n\t\t\t<div class=\"elementor-icon\">\n\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" id=\"a\" width=\"42.2661\" height=\"37.4556\" viewBox=\"0 0 42.2661 37.4556\"><path d=\"M22.103,37.4556h-1.939c-.5449-2.1475-1.2881-4.1709-2.21-6.0127-1.8452-3.6904-4.3853-6.6318-7.5498-8.7422-2.002-1.334-4.2778-2.3457-6.7656-3.0068l-3.6387-.9668,3.6387-.9658c2.4868-.6606,4.7632-1.6719,6.7656-3.0068,3.1641-2.1099,5.7036-5.0508,7.5488-8.7417h0c.9214-1.8423,1.6646-3.8652,2.2095-6.0127h1.9385c.5459,2.1499,1.2891,4.1729,2.21,6.0127,1.8447,3.6904,4.3848,6.6318,7.5498,8.7417,2.0029,1.335,4.2793,2.3467,6.7656,3.0068l3.6396,.9658-3.6396,.9668c-2.4863,.6611-4.7627,1.6719-6.7656,3.0068-3.1641,2.1104-5.7041,5.0518-7.5488,8.7422-.9209,1.8428-1.665,3.8652-2.209,6.0127ZM7.0894,18.7275c1.5776,.6265,3.0581,1.3979,4.4243,2.3091,3.4575,2.3057,6.2266,5.5059,8.2295,9.5117,.5171,1.0342,.9814,2.1201,1.3901,3.249,.4082-1.1289,.873-2.2148,1.3896-3.249,2.002-4.0059,4.7705-7.2061,8.2285-9.5117,1.3672-.9111,2.8477-1.6831,4.4248-2.3091-1.5781-.626-3.0586-1.3979-4.4248-2.3091-3.458-2.3057-6.2266-5.5054-8.2295-9.5112-.5166-1.0332-.9814-2.1191-1.3901-3.249-.4082,1.1289-.8726,2.2148-1.3896,3.249h0c-2.0029,4.0059-4.771,7.2061-8.2285,9.5112-1.3667,.9111-2.8472,1.6831-4.4243,2.3091Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-2756f47 e-con-full e-flex e-con e-parent\" data-id=\"2756f47\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;gradient&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-5df09e2 e-con-full e-flex e-con e-child\" data-id=\"5df09e2\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bd56db8 elementor-widget-tablet__width-inherit elementor-cta--skin-classic elementor-animated-content elementor-bg-transform elementor-bg-transform-zoom-in elementor-widget elementor-widget-call-to-action\" data-id=\"bd56db8\" data-element_type=\"widget\" data-widget_type=\"call-to-action.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-cta\">\n\t\t\t\t\t<div class=\"elementor-cta__bg-wrapper\">\n\t\t\t\t<div class=\"elementor-cta__bg elementor-bg\" style=\"background-image: url(https:\/\/martinfortuna.si\/zlato\/wp-content\/uploads\/2025\/09\/Prednosti-in-slabosti-nalozbenega-zlata.png);\" role=\"img\" aria-label=\"Prednosti-in-slabosti-nalo\u017ebenega-zlata\"><\/div>\n\t\t\t\t<div class=\"elementor-cta__bg-overlay\"><\/div>\n\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b78c9aa elementor-widget__width-initial elementor-absolute elementor-widget elementor-widget-spacer\" data-id=\"b78c9aa\" data-element_type=\"widget\" data-settings=\"{&quot;_position&quot;:&quot;absolute&quot;}\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-4928ac8 e-con-full e-flex e-con e-child\" data-id=\"4928ac8\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7164811 elementor-widget elementor-widget-heading\" data-id=\"7164811\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pogoste <b>napake in prevare <\/b><\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f477699 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"f477699\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 56c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m0-48C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 168c-44.183 0-80 35.817-80 80s35.817 80 80 80 80-35.817 80-80-35.817-80-80-80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Nakup pri nepreverjenih virih<\/b> \u2192 kupuj pri priznanih trgovcih\/rafinerijah (LBMA).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 56c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m0-48C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 168c-44.183 0-80 35.817-80 80s35.817 80 80 80 80-35.817 80-80-35.817-80-80-80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Neupo\u0161tevanje stro\u0161kov<\/b> \u2192 premija + spread + hramba + zavarovanje.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 56c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m0-48C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 168c-44.183 0-80 35.817-80 80s35.817 80 80 80 80-35.817 80-80-35.817-80-80-80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Po\u0161kodovana embala\u017ea <\/b>\u2192 lahko zni\u017ea odkupno ceno.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-dot-circle\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M256 56c110.532 0 200 89.451 200 200 0 110.532-89.451 200-200 200-110.532 0-200-89.451-200-200 0-110.532 89.451-200 200-200m0-48C119.033 8 8 119.033 8 256s111.033 248 248 248 248-111.033 248-248S392.967 8 256 8zm0 168c-44.183 0-80 35.817-80 80s35.817 80 80 80 80-35.817 80-80-35.817-80-80-80z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>\u201cPredobro, da bi bilo res\u201d<\/b> \u2192 pozor na ponaredke in agresivne prodajne prakse.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-22b188a e-flex e-con-boxed e-con e-parent\" data-id=\"22b188a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-292cfaa9 e-con-full e-flex e-con e-child\" data-id=\"292cfaa9\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-33886239 elementor-widget elementor-widget-heading\" data-id=\"33886239\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Pogosta <b>vpra\u0161anja <\/b>ob nakupu nalo\u017ebenega zlata<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3eed9489 e-con-full e-flex e-con e-child\" data-id=\"3eed9489\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-63885b20 elementor-widget__width-inherit elementor-widget elementor-widget-toggle\" data-id=\"63885b20\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h6 id=\"elementor-tab-title-1661\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1661\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Je nalo\u017ebeno zlato obdav\u010deno z DDV?<\/a>\n\t\t\t\t\t<\/h6>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1661\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1661\">V EU praviloma ne; vedno preverite pri prodajalcu in dav\u010dnem svetovalcu.\n\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6259fc34 elementor-widget__width-inherit elementor-widget elementor-widget-toggle\" data-id=\"6259fc34\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h6 id=\"elementor-tab-title-1651\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1651\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Kateri kovanci so najbolj likvidni?<\/a>\n\t\t\t\t\t<\/h6>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1651\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1651\">Najbolj raz\u0161irjeni: Philharmoniker, Maple Leaf, Britannia, Krugerrand, American Eagle, Kangaroo.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4accdc21 elementor-widget__width-inherit elementor-widget elementor-widget-toggle\" data-id=\"4accdc21\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h6 id=\"elementor-tab-title-1251\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-1251\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Kje je najbolj varno hraniti?<\/a>\n\t\t\t\t\t<\/h6>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-1251\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-1251\">Ban\u010dni\/zasebni sef ali alocirana hramba pri priznanem ponudniku; doma\u010di sef + zavarovanje je kompromis.<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ec9cb82 elementor-widget__width-inherit elementor-widget elementor-widget-toggle\" data-id=\"ec9cb82\" data-element_type=\"widget\" data-widget_type=\"toggle.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle\">\n\t\t\t\t\t\t\t<div class=\"elementor-toggle-item\">\n\t\t\t\t\t<h6 id=\"elementor-tab-title-2481\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-2481\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-toggle-title\" tabindex=\"0\">Ali je bolje kupiti kovance ali palice?<\/a>\n\t\t\t\t\t<\/h6>\n\n\t\t\t\t\t<div id=\"elementor-tab-content-2481\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-2481\">Za fleksibilnost 1 oz kovanci; za ni\u017eje premije pri ve\u010djih zneskih palice (250 g, 500 g, 1 kg).<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-388352e elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"388352e\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-0a630c2\" data-id=\"0a630c2\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-33c6b40 elementor-reverse-mobile elementor-section-full_width elementor-reverse-tablet elementor-section-height-default elementor-section-height-default\" data-id=\"33c6b40\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-41afbef\" data-id=\"41afbef\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-7c32d81 elementor-widget elementor-widget-heading\" data-id=\"7c32d81\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Preverite <\/b>tudi:<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ee27291 elementor-icon-list--layout-inline elementor-align-center elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ee27291\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items elementor-inline-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/martinfortuna.si\/zlato\/trenutna-cena-zlata\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Trenutna <\/b>cena zlata<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/martinfortuna.si\/zlato\/pretvornik-zlata\/\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Pretvornik <\/b>zlata<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/martinfortuna.si\/zlato\/graf-cena-zlata\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Nakup<\/b> zlata<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item elementor-inline-item\">\n\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/martinfortuna.si\/zlato\/prodaja-zlata\">\n\n\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-far-arrow-alt-circle-right\" viewBox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M504 256C504 119 393 8 256 8S8 119 8 256s111 248 248 248 248-111 248-248zm-448 0c0-110.5 89.5-200 200-200s200 89.5 200 200-89.5 200-200 200S56 366.5 56 256zm72 20v-40c0-6.6 5.4-12 12-12h116v-67c0-10.7 12.9-16 20.5-8.5l99 99c4.7 4.7 4.7 12.3 0 17l-99 99c-7.6 7.6-20.5 2.2-20.5-8.5v-67H140c-6.6 0-12-5.4-12-12z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Prodaja <\/b>zlata<\/span>\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t<div class=\"elementor-element elementor-element-75cddc4 e-flex e-con-boxed e-con e-parent\" data-id=\"75cddc4\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-bc8f7b7 elementor-widget elementor-widget-html\" data-id=\"bc8f7b7\" data-element_type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<script type=\"application\/ld+json\">\r\n{\r\n  \"@context\": \"https:\/\/schema.org\",\r\n  \"@type\": \"FAQPage\",\r\n  \"@id\": \"https:\/\/martinfortuna.si\/zlato\/nalozbeno-zlato\/#faq\",\r\n  \"mainEntity\": [\r\n    {\r\n      \"@type\": \"Question\",\r\n      \"name\": \"Kaj je nalo\u017ebeno zlato?\",\r\n      \"acceptedAnswer\": {\r\n        \"@type\": \"Answer\",\r\n        \"text\": \"Nalo\u017ebeno zlato so standardizirani kovanci in palice visoke \u010distine (999,9), ki slu\u017eijo kot hranilec vrednosti in za\u0161\u010dita pred inflacijo.\"\r\n      }\r\n    },\r\n    {\r\n      \"@type\": \"Question\",\r\n      \"name\": \"Kje lahko kupim nalo\u017ebeno zlato?\",\r\n      \"acceptedAnswer\": {\r\n        \"@type\": \"Answer\",\r\n        \"text\": \"Kupite ga pri preverjenih zlatarnah, poobla\u0161\u010denih distributerjih kovnic ali bankah. Pomembno je preveriti certifikate, premijo in likvidnost ponudnika.\"\r\n      }\r\n    },\r\n    {\r\n      \"@type\": \"Question\",\r\n      \"name\": \"Ali je nakup nalo\u017ebenega zlata obdav\u010den z DDV?\",\r\n      \"acceptedAnswer\": {\r\n        \"@type\": \"Answer\",\r\n        \"text\": \"V Evropski uniji je nalo\u017ebeno zlato opro\u0161\u010deno DDV. Pri drugih plemenitih kovinah, kot je srebro, pa se DDV zara\u010duna.\"\r\n      }\r\n    },\r\n    {\r\n      \"@type\": \"Question\",\r\n      \"name\": \"Katero obliko nalo\u017ebenega zlata izbrati \u2013 kovance ali palice?\",\r\n      \"acceptedAnswer\": {\r\n        \"@type\": \"Answer\",\r\n        \"text\": \"Kovanci 1 oz so zelo likvidni in primerni za manj\u0161e nalo\u017ebe, medtem ko so palice ve\u010djih te\u017e pa ugodnej\u0161e glede premije na gram. Izbira je odvisna od strategije in prora\u010duna.\"\r\n      }\r\n    },\r\n    {\r\n      \"@type\": \"Question\",\r\n      \"name\": \"Kako naj nalo\u017ebeno zlato hranim?\",\r\n      \"acceptedAnswer\": {\r\n        \"@type\": \"Answer\",\r\n        \"text\": \"Mo\u017enosti hrambe so doma\u010di sef, ban\u010dni sef ali alocirana hramba pri specializiranih ponudnikih. Pri ve\u010djih zneskih je priporo\u010dljiva profesionalna hramba.\"\r\n      }\r\n    },\r\n    {\r\n      \"@type\": \"Question\",\r\n      \"name\": \"Kako poteka prodaja nalo\u017ebenega zlata?\",\r\n      \"acceptedAnswer\": {\r\n        \"@type\": \"Answer\",\r\n        \"text\": \"Prodaja je mo\u017ena pri istih trgovcih, kjer ste zlato kupili, ali pri drugih poobla\u0161\u010denih odkupovalcih. Cena odkupa je obi\u010dajno malenkost ni\u017eja od trenutne borzne cene (spread).\"\r\n      }\r\n    }\r\n  ],\r\n  \"dateModified\": \"2025-09-26T11:45:00+02:00\"\r\n}\r\n<\/script>\r\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d7e6c04 elementor-widget elementor-widget-heading\" data-id=\"d7e6c04\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><b>Nalo\u017ebeno zlato: na kratko o nakupu<\/b><\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-93fd4d7 e-con-full e-flex e-con e-child\" data-id=\"93fd4d7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34ff363 elementor-widget elementor-widget-text-editor\" data-id=\"34ff363\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Investicija v zlato pomeni vlaganje v fizi\u010dno premo\u017eenje, ki \u017ee stoletja velja za hranilca vrednosti. Za razliko od denarja, ki ga lahko razvrednoti inflacija, ali finan\u010dnih instrumentov, ki so odvisni od razmer na trgih, <strong>zlato ohranja svojo kupno mo\u010d skozi \u010das<\/strong>. Nakup nalo\u017ebenega zlata je pogosta izbira v obdobjih negotovosti, gospodarskih kriz in nihanj valut, saj velja za varno nalo\u017ebo. Zlato ponavadi ni namenjeno hitrim zaslu\u017ekom, temve\u010d <strong>dolgoro\u010dni stabilnosti in za\u0161\u010diti premo\u017eenja.<\/strong><\/p><p><strong>Nalo\u017ebeno zlato<\/strong> se najpogosteje kupuje v obliki zlatih kovancev in palic visoke \u010distine, obi\u010dajno 999,9. Zlati kovanci so priljubljeni zaradi svoje prepoznavnosti, likvidnosti in pogosto tudi estetske vrednosti, medtem ko <strong>zlate palice predstavljajo stro\u0161kovno u\u010dinkovitej\u0161o izbiro pri ve\u010djih zneskih.<\/strong> Obe obliki omogo\u010data enostaven nakup, prodajo in shranjevanje, pomembno pa je, da so opremljene z ustreznimi certifikati o pristnosti in kupljene pri zaupanja vrednih prodajalcih.<\/p><p>Pameten nakup zlata se za\u010dne z jasnim ciljem. <strong>Najprej dolo\u010dite, koliko \u017eelite investirati in zakaj.<\/strong> Nato izberite primerno obliko zlata glede na svoj prora\u010dun in potrebe. Tretji korak je <strong>izbira preverjenega ponudnika ter spremljanje tr\u017enih cen<\/strong>. Na koncu poskrbite \u0161e za varno shranjevanje \u2013 doma ali v specializiranih trezorjih. Preprost, premi\u0161ljen pristop je klju\u010d do dolgoro\u010dno uspe\u0161ne nalo\u017ebe.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Cena zlata: kako jo zni\u017eate in dobite ve\u010d gramov zlata za isti denar. Preverite tukaj. Nalo\u017ebeno zlato: popoln vodi\u010d za varno kupovanje, hranjenje in prodajo Nalo\u017ebeno zlato so kovanci in palice visoke \u010distine (obi\u010dajno 999,9). V EU je praviloma\u00a0opro\u0161\u010deno DDV\u00a0(preverite pri prodajalcu\/dav\u010dnem svetovalcu). Za dolgoro\u010dno za\u0161\u010dito premo\u017eenja mnogi namenijo\u00a05\u201310 % portfelja, kupujejo postopno (DCA) in [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-799","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.9 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Nalo\u017ebeno zlato: vrste, prednosti in tveganja | Martin Fortuna<\/title>\n<meta name=\"description\" content=\"Vse o nalo\u017ebenem zlatu: kovanci vs. palice, likvidnost, premije, hramba, DDV in kdaj kupovati. 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